- When I retire, can I keep the health plan I have now?
- What is COBRA?
- What if I retire and have no health plan?
- How much will health insurance cost me in retirement?
- Where can I purchase individual health coverage?
- Does my spouse need a separate policy when I retire?
- What if I can't get individual coverage?
- How can I keep my health costs down in retirement?
- Where should I put my health care savings?
- How does a Health Savings Account (HSA) work?
- Who can participate in an HSA?
- What is Medicare?
- Who pays for Medicare?
- What is Medicare Part A?
- What is Medicare Part B?
- What is Medicare Part C?
- What is Medicare Part D?
- What is Medigap insurance?
- Which Medigap policy should I buy?
- What is Medicaid?
- What does Medicaid cover?
It depends how old you are at that point. If you're 65, then Medicare coverage kicks in. That's a huge relief.
If you're not yet 65, though, you must find - and pay for - your own health insurance coverage until you hit that birthday. Individual insurance can be a very costly proposition, especially if you're in poor health.
No matter what, don't let your health coverage lapse. If you suddenly have an accident and become ill, you could burn through your entire retirement savings stash in no time. And then you'll be in real trouble.

